Investment approach

A vertically integrated strategy

Unique position

• Vertically integrated investment advisor

• Dedicated focus on sourcing capability

• Premium optimization

• In-house servicing

• Risk mitigation

Track record

• Extensive record in life insurance capital deployment

• Procured over 2,100+ policies

• Policies face amount exceeds $6.3B+

• Capable of handling large-scale investments

Deployment

• $13B death benefit evaluated last year

• Utilised meticulous due diligence process

• Fraction of evaluated policies purchased

• Selective and strategic investment approach

Our values

Our Value Proposition

Continuous Portfolio Management

Continuous monitoring of the insureds health allows for real-time assessment of each policy owned

Disciplined Acquisition Process

Strict buying parameters and in-depth 46 point checklist performed by in-house due diligence team

Unique Investment Access

Extensive relationships and strong reputation allow access to high-quality opportunities

A Vertically Integrated Approach

Leveraging our leadership team’s policy origination experience to enhance portfolio performance

Policy investment lifecycle

Policy origination

Nearly $1.0B in death benefit has been evaluated for purchase each month. CCA has been able to deploy capital for the purchase of over 2,100+ policies, with a total face amount of $6.3B+.

Due diligence

Each insured is individually underwritten for their life expectancy by two independent medical actuarial companies. Due diligence is performed on each policy utilizing a proprietary 46 point checklist.

Policy pricing

Policy is priced based off of an illustration direct from the insurance company to determine future cost of policy premiums. Offer is made off the present value. 

Direct purchase

Purchase agreements issued for sign off by insured / counterparty, trustee, and all beneficiaries

Policy management

Ownership and beneficiary rights are transferred to CCA. Through limited power of attorney, updated medical records and life expectancy reports are ordered.

Policy maturity

Upon death of the insured, the death benefit is paid to the Fund.